U.S. Bank FlexPerks Gold American Express Card$85
APR (Interest Rate)7.0/10
- There are good amount of rewards points for gas station, restaurant and airlines purchases.
- Annual fee is reasonable.
- $450 worth bonus rewards points is a good sign-up bonus.
- Interest rates are reasonable.
U.S. Bank FlexPerks Gold American Express Card is very profitable card to earn bonus points and redeem points for travel purposes. You will find many useful features of the card in our review below. You can also write a review for the card and let other consumers know how the card is beneficial for you or let others know about your negative thoughts.
Earn 30000 FlexPoints After Spend $2000 in First 4 Months
You will receive 30000 FlexPoints after you spend $2000 with U.S. Bank FlexPerks Gold American Express Card. When you redeem all these points for travel, it will worth $450. This is a quite good sign-up bonus for the card. You can receive those points if you make $2000 worth purchase in 4 months, otherwise you will not able to get bonus.
3x FlexPoints at restaurant purchases, 2x FlexPoints at gas stations and airlines purchases
You will receive 3x FlexPoints for restaurant purchases with the card. If you think that you are purchasing too much from restaurants, this option can be very beneficial. There are also 2x FlexPoints for gas stations and airlines purchases. Since gas purchases is a general purchase category, this is also very good opportunity for you.
You will able to receive 1x FlexPoints for all other purchase categories.
No Foreign Transaction Fees
You will not need to make extra payments for foreign transactions with U.S. Bank FlexPerks Gold American Express Card. There is no introductory period for APR rates and there is an annual fee which will cost you $85 yearly.
U.S. Bank FlexPerks Gold American Express Card Rates and Fees Table
|Interest Rate (APR)||Rewards ($1)||Annual Fee||FTF(*)||Cash Advance Fee||Cash Advance APR||Balance Transfer Fee||Balance Transfer APR|
|No Introductory APR
16.24% to 26.24%
3x FlexPoints for Purchases at Restaurants.
2x Flex Points for Purchases at airlines and gas stations.
1x FlexPoints for Purchases rest of categories.
Spend $2000 in first 4 months and earn 30000 FlexPoints.
|$85||2%||$5 or 3%||26.24%||$4 or 10%||No Introductory APR
16.24% to 26.24%
FTF: Foreign Transaction Fee
U.S. Bank FlexPerks Gold American Express Card Editor Scores
|Type of Card||Editor Score||Overall Score||Total Cards|