SouthPoint Bank Visa Platinum Edition Credit Card

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SouthPoint Bank Visa Platinum Edition Credit Card

0.00
5.6

Annual Fee

10.0/10

Promotions

4.0/10

Services

4.0/10

Travel

3.0/10

Insurance

4.0/10

Rewards

1.5/10

Security

8.5/10

APR (Interest Rate)

6.5/10

Customer Support

8.5/10

Pros

  • Cash Advance and Balance transfer fees are very good.
  • There is no annual fee for this card.
  • Foreign transaction fee rate is 1% and it is fair.
  • 10.99% - 20.99% APR for purchases and balance transfers is fair.
  • 0% introductory APR for 12 months.

Cons

  • Cash advance APR is high.
  • No rewards, bonuses, cashbacks, promotions or discounts.

Review

SouthPoint Bank Visa Platinum Edition Credit Card is a simple card of the company without any rewards, bonused or cashbacks. You will only get the lowest interest rates of SouthPoint with this card. There is also no APR in 12 months and no annual fee for Visa Platinum edition. Other features of this product is almost same with other credit cards of the company.

You can see rates of the card below. There are also user reviews and editor scores…

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 12 months

Regular:

10.99% – 20.99%

None

 

None 1% $38 $5 or 3% 23.99% $5 or 3% 0% APR for first 12 months.

Regular:

10.99% – 20.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 215 200 100
Zero Interest 164 180 43
Balance Transfer 250 226 50
No Annual 149 166 60

You can read some users reviews of SouthPoint Bank Visa Platinum Edition Credit Card below.

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