BankFirst Visa Gold Card

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BankFirst Visa Gold Card

0.00
6.9

Annual Fee

10.0/10

Promotions

6.0/10

Services

5.0/10

Travel

5.0/10

Insurance

6.0/10

Rewards

6.0/10

Security

9.0/10

APR (Interest Rate)

8.5/10

Customer Support

7.0/10

Pros

  • You will not need to pay for the card yearly.
  • All APRs are very good. 11.98% for purchases and balance transfer. 13.98% for cash advance.
  • There is no Balance Transfer APR for 6 months.
  • 3% cash advance and balance transfer fees are very good.

Cons

  • Despite of Low APR, current reward point system is not good.
  • There is not unique services and good for travelling & insurance.

Review

Bank Visa Gold Card is a reliable credit product of BankFirst Financial Services. You will get low APRs with this card for cash advances, balance transfers and purchases.11.98% APR for purchases and balance transfers is really excellent. 13.98% for cash advance is also very good. There is also 1% rewards points for your every purchases without any limit.

BankFirst Visa Gold Card fees are also very good. Balance Transfer and Cash Advance fees are 3%. Besides there is no annual fee of the card.

The downside of the card is low rewards rate. 1% rewards per purchase should be improved.

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
11.98% %1 bonus rewards points for every purchases. None 2% $35 $5 or 3% 13.98% 3% 0% APR for first 6 months

Regular:

11.98%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 213 200 100
Balance Transfer 225 226 50
Low Interest 176 173 24
Rewards 139 189 64
No Annual 168 166 60

You can read some users reviews of BankFirst Visa Gold Card below.

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