BankFirst Visa Classic Card

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19

BankFirst Visa Classic Card

0.00
6.6

Annual Fee

10.0/10

Promotions

5.0/10

Services

5.0/10

Travel

5.0/10

Insurance

5.0/10

Rewards

5.5/10

Security

9.0/10

APR (Interest Rate)

7.5/10

Customer Support

7.0/10

Pros

  • Very good APR for purchases, cash advance and balance transfer.
  • 6 Months no APR for balance transfer.
  • Unlimited 1% rewards points for each of your purchases.
  • 3% Balance Transfer and Cash Advance Fees are good.
  • You don't need to pay annual fee.
  • This card can be a good opportunity for you if you are seeking a credit card with low APR.

Cons

  • You will need to pay extra 2% for foreign transactions.
  • Rewards points should be higher. It is below of average.
  • There is no 0% APR for purchases.
  • If you are looking for bonus points, rewards or such freebies, this card is not for you.

Review

BankFirst Financial Services is providing 1% rewards points for your every purchases with all of their credit cards. You can also use this service with BankFirst Visa Classic Card. Extremely low APR is the upside of the card. Cash Advance and Balance Transfer APR is really low. 0% APR for balance transfer for first 6 months is also useful who wants to use this service. There is no annual fee for the card. 3% balance transfer and cash advance fees another good sides of the card.

The downsides of the card is 1% rewards points is really low. There are no other bonus and sign-up bonus of the card. There are not many other additional features…

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
13.98% %1 bonus rewards points for every purchases. None 2% $35 $5 or 3% 15.98% 3% 0% APR for first 6 months

Regular:

13.98%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 206 200 100
Balance Transfer 210 226 50
Low Interest 159 173 24
Rewards 139 189 64
No Annual 166 166 60

You can read some users reviews of BankFirst Visa Classic Card below.

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