Valley State Bank Platinum Visa Card

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Valley State Bank Platinum Visa Card

0.00
6.2

Annual Fee

9.3/10

Promotions

4.9/10

Services

4.6/10

Travel

5.1/10

Insurance

5.4/10

Rewards

3.7/10

Security

7.9/10

APR (Interest Rate)

7.8/10

Customer Support

7.7/10

Pros

  • 2% Cash Advance fee is very good.
  • You will not need to pay annual fee for this card every year.
  • 11.17% rate for purchases and balance trasfers is not bad.
  • 18% cash advance APR is fair.
  • There is no balance transfer fee.

Cons

  • There is not any promotions of this card.
  • There is not much insurance and other goods with this card.
  • 2% foreign transaction fee.
  • No bonuses, no rewards points

Review

Valley State Bank Platinum Visa Card is a simple credit which doesn’t have many additional features. The card is only providing low APR for purchase and balance transfer categories. There is also no balance transfer fee for the card. These are some upsides of the card. 18% APR for cash advance is not also bad. %2 Cash Advance fee is also very low.

Down sides of the card… Firstly we should tell you that it is a simple credit service. You will not gain bonuses or rewards points for this. You will need to pay 2% more at foreign purchases with the card.

See rates, user reviews and editor scores of the card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
11.17% Not Available None 2% $25 2% 18.00% None 11.17%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 210 200 100
Low Interest 158 173 24
No Annual 152 166 60
Balance Transfer 243 226 50

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1 COMMENT

  1. Annual Fee

    8.60

    Promotions

    5.70

    Services

    5.10

    Travel

    4.60

    Insurance

    5.80

    Rewards

    5.90

    Security

    6.20

    APR (Interest Rate)

    8.10

    Customer Support

    7.40

    Good card with low interest rates.

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