Citizens Trust Bank Visa Classic Secured Card

2
189

Citizens Trust Bank Visa Classic Secured Card

0.00
6.2

Annual Fee

10.0/10

Promotions

4.5/10

Services

4.5/10

Travel

4.5/10

Insurance

5.0/10

Rewards

1.5/10

Security

9.5/10

APR (Interest Rate)

7.5/10

Customer Support

9.0/10

Pros

  • Despite of being a secured card, this card includes lots of premium features.
  • No balance transfer fee.
  • There is no foreign transaction fee.
  • No annual fee.
  • Very low interest rates.
  • No cash advance fee. (Only $1.5)
  • Good for build credits, rebuild credits.
  • It is also good credit card for bad credits.

Cons

  • No rewards points, bonuses and good promotions.

Review

Citizens Trust Bank Visa Classic Secured Card is an awesome opportunity for those who wants to have a simple card with low interest rates. A secured card with no annual fee, no balance transfer fee and no cash advance rate is very good opportunity. 15.25% rate for secured card is also very unique and excellent. The cash advance fee is only $1.5.

APR is only 15.25% for Balance Transfers, Cash Advances, Purchases. There is no foreign transaction fee and it means you are not going to pay extras for foreign purchases.

You can see some user reviews, card rates and editor scores of Citizens Trust Bank Visa Classic Secured Card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 15.25% 1 Scorecard points N/A None $30 $1.5 15.25% None Regular: 15.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 220 200 100
No Annual 174 166 60
Rewards 145 189 64

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2 COMMENTS

    • Citizens Trust Bank located mainly in Georgia and Alabama. According to terms of the bank, all people from United States can apply these awesome cards. So feel free to apply for it! I wish you good luck!

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