Citizens Trust Bank Visa Classic ATL Credit Card

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Citizens Trust Bank Visa Classic ATL Credit Card

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7.7

Annual Fee

9.8/10

Promotions

6.5/10

Services

6.8/10

Travel

6.9/10

Insurance

7.1/10

Rewards

6.8/10

Security

8.8/10

APR (Interest Rate)

8.2/10

Customer Support

8.5/10

Pros

  • 11.25% APR for purchase and balance transfer is very good.
  • 11.25% APR for cash advance is excellent.
  • You will only pay $1.5 for each cash advances. There is no high percentages.
  • You will not need to pay extras for foreign transactions. There is no foreign transaction fee at all.
  • It is a good card if you are looking for no interest, no foreign transaction fees, no annual fee.
  • You can do balance transfers without paying extras.
  • You earn scorecard rewards points with purchases any category.

Review

Citizens Trust Bank Visa Classic ATL Credit Card is providing many good features for consumers. Low interest rates is one of the main features of the card. There is just 11.25% annual rates for purchases, cash advances and balance transfers. Besides there is no balance transfer for the card. Cash advance fee almost doesn’t exist too. You will only pay $1.5 dollars for each cash advances. The card is providing perfect low interest options to you with all those free options.

If you want a card with rewards, this card can be an option for you. You are going to earn scorecard rewards points and you can redeem these points for multiple things.

There is also no foreign transaction fee, no annual fee for the card which makes this card awesome for consumers. All you need to pay is 11.25% APR with Citizens Trust Bank Visa Classic ATL Credit Card.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 11.25% 1 Rewards Points N/A None $30 $1.5 11.25% None Regular: 11.25%

FTF: Foreign Transaction Fee

Editor Scores

 

Type of Card CCC Editor Score Overall Score Total Cards
General 260 200 100
No Foreign Transaction 175 178 40
Rewards 145 189 64
Low Interest 190 173 24
No Annual 180 166 60
Balance Transfer 280 226 50

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1 COMMENT

  1. Annual Fee

    9.6

    Promotions

    6.4

    Services

    7

    Travel

    7.3

    Insurance

    7.6

    Rewards

    7.5

    Security

    8

    APR (Interest Rate)

    7.3

    Customer Support

    7.9

    An awesome low apr rewards card.

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