Bank of Hope Visa Platinum

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Bank of Hope Visa Platinum

0.00
6.3

Annual Fee

9.6/10

Promotions

5.0/10

Services

4.3/10

Travel

4.3/10

Insurance

5.0/10

Rewards

1.8/10

Security

9.9/10

APR (Interest Rate)

8.3/10

Customer Support

8.7/10

Pros

  • 0% APR for 12 months. After 12 months later regular APR is going to be 11.49%, 15.49% or 19.49%.
  • You don't need to pay for foreign transactions.
  • Bank of Hope Visa Platinum has no annual fee.
  • Interest rates are low.
  • 3% balance transfer fee is very good.

Cons

  • You are not going to get any rewards points or cash backs with this card.
  • There are not unique promotions and services with this card.

Review

Bank of Hope Visa Platinum credit card is a low interest card which also provides many other good features for you. However if you are thinking getting a rewards card or cash back card, we don’t recommend this card for you. There is not any of those options on┬áBank of Hope Visa Platinum. However there are 0% APR, No Foreign Transaction Fee, No Annual Fee options in the card. There are also some extras. Low interest rate of the card is also very attractive.

You can see some rates of the card below. You can also click on Apply button above to get more information about the card. If you would like to feedback this review, please feel free contact us. You can also review this credit card in the review section below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for first 12 months.

Regular: 11.49%, 15.49% or 19.49%

Not Available None None $37 $10 or 4% 23.99% $10 – 3% 0% for first 12 months.

Regular: 11.49%, 15.49% or 19.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 213 200 100
Zero Interest 165 180 43
No Annual 155 166 60
Balance Transfer 235 226 50
Low Interest 179 173 24
No Foreign Transaction 145 178 40

You can read user reviews for the credit card below.

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1 COMMENT

  1. Annual Fee

    9.10

    Promotions

    5.00

    Services

    4.60

    Travel

    4.50

    Insurance

    5.90

    Rewards

    2.10

    Security

    9.70

    APR (Interest Rate)

    9.30

    Customer Support

    8.40

    It is a promising card wasted with bad promotions. If you provided 1% cash back for this, it wouldn’t hurt you at all. All features are good but no rewards…

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