Bank of Hope Visa Platinum Secured

0
139

Bank of Hope Visa Platinum Secured

$25
5.1

Annual Fee

7.5/10

Promotions

3.0/10

Services

3.0/10

Travel

4.0/10

Insurance

3.0/10

Rewards

1.5/10

Security

10.0/10

APR (Interest Rate)

6.0/10

Customer Support

8.0/10

Pros

  • Annual fee is low.
  • It is very good for those who has bad credits.
  • It is also good for rebuilding credits.
  • If you would like to build credit history, you can try this card.

Cons

  • You will not able to gain rewards points nor cash back rewards with this card since it is a secured card.
  • There are not good promotions and services which this cards provide.
  • There are not good insurance options with this card.
  • Interest rate could be better.

Review

If you would like to rebuild your credits, Bank of Hope Visa Platinum Secured can be a good option for you. The card is also good for building credit. There are reasonable offers of the card with average APR and cash advance APR, 4% cash advance fee is not also bad at all.

You can take a look at similar cards, user reviews and rates of the card below. If you have any questions regarding this card, please don’t hesitate to ask us.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 22.49% None $25 %3 $37 $15 or 4% 23.99% $10 – 4% Regular: 22.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 140 200 100
Credit Builder 106 127 10
For Bad Credits 162 165 10
No Credit History 148 168 10

You can also see optimizer card reviews by users below.

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