Regions Life Visa

2
4051

Regions Life Credit Card

0.00
6.9

Annual Fee

10.0/10

Promotions

6.0/10

Services

6.5/10

Travel

5.9/10

Insurance

6.6/10

Rewards

2.7/10

Security

9.2/10

APR (Interest Rate)

6.9/10

Customer Support

8.2/10

Pros

  • Purchase security, auto rental collision damage waiver, roadside dispatch, travel & emergency assistance services are available.
  • %0 interest rate for first 15 months. After 15 months reasonable interest rates.
  • No annual fee and no foreign transaction fee.
  • It is customizable.

Cons

  • No rewards points, no bonuses and no miles.
  • Not good if you are looking for a card for travelling.
  • 26.99% Cash Advance APR.

Review

You can find advantages and disadvantages and also review of Regions Life Visa below. If you have any questions regarding the card, please don’t hesitate to ask us.

A Good Balance Transfer Card

Regions Life Visa is a good credit card for those who are looking for a balance transfer card. Balance transfer fee is average and there is also 0% APR for 15 months for balance transfers and purchases. 4% balance transfer fee is average for the card. However minimum fee of balance transfer is a little bit high. Our recommendation for minimum fee is $5. If you manage to get minimum APR with this card, it can be an awesome card for balance transfer. It depends on your creditworthiness though.

No Foreign Transaction Fee & High Cash Advance APR

There is no foreign transactions with this card and it is a good advantage if you are travelling and if you purchase products from abroad. There is no rewards with this card. Regular APR is not very bad at all. Cash Advance APR is high but the rate is equal with most of cards in USA.

Thoughts on Regions Life Visa

If you have a good credit score, this can be an awesome option for balance transfer. We also take a look at alternative cards though. There are also many good opportunities. You are not going to pay annual for the card which is very good. With this good feature, you are going to save a lot with your credit card since 15 months no APR will be very beneficial for you. Additionally you will have a chance to optimize your card as you wish with the Regions Your Pix Studio feature.

You can see Regions Life Visa stats, rates, fees below. If you are also a user of this card, you can also review it and let other users know about this card.

Regions Life Visa Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 15 months

Regular: 13.99% – %22.99

Not Available None None $38 $10 or 4% 26.99% $10 – 4% 0% APR for first 15 months

Regular: 13.99% – %22.99

FTF: Foreign Transaction Fee

Regions Life Credit Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 194 200 100
No Foreign Transaction 143.5 178 40
Zero Interest 191.5 180 43
No Annual 153.5 166 60
Balance Transfer 233 226 50

For more information:

Regions Credit Card Customer Service: 1-800-253-2265

Similar Credit Cards

You can also check other credit card products of Regions Bank and compare them: Best Regions Bank Credit Cards

You can apply this card online through Regions Bank. All you need to do is clicking on apply button above.

Last Update: 28th May 2019

2 COMMENTS

  1. Annual Fee

    10.00

    Promotions

    7.80

    Services

    6.00

    Travel

    6.50

    Insurance

    6.80

    Rewards

    4.80

    Security

    9.30

    APR (Interest Rate)

    7.10

    Customer Support

    8.70

    I am not expert on credit cards. I like this card.

  2. Annual Fee

    10.00

    Promotions

    10.00

    Services

    9.90

    Travel

    6.90

    Insurance

    9.70

    Rewards

    4.00

    Security

    8.50

    APR (Interest Rate)

    8.30

    Customer Support

    8.90

    Good card if you are a customer of regions bank.

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