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Cash Back Credit Cards

What does cash back on credit cards mean?

Cash back credit cards pay back a certain percentage of the money you spend on your credit card purchases. The rate is between 1 and 2 percent for purchases. Some credit card providers offer 5% cash back at different places each quarter.

Why do credit cards providers offer cash back?

Cash back is essentially a rebate of a percentage of the purchases you make on the card. The providers offer cash back to attract the consumer. Card issuers can afford to pay cash back because merchants pay an interchange fee on each transaction.

Whats better cash back or points?

Both cash back and points have advantages. Cash back is flexible and easy to redeem. Points or miles provide the possibility of a paid-for vacation and a higher reward value per dollar spent. Of late, some cards let you redeem rewards for cash or travel at the same amount.

When cash back cards are a good idea?

If you always pay off your credit card balance in full, then cash back credit cards are a good choice. If you tend to carry balances on your credit card, while you'll earn cash back on your spending, this will usually be less than the interest charged on your outstanding balance.

Cash back credit cards will help you to gain back some percentage of your money which you spent on purchasing some items or certain products as the bank mentions in product agreement. Some banks and companies are providing these cards in the United States of America. If you are seeking a cash back card, you can see our list below. You can also apply for those cards through clicking apply buttons on our pages.

There is also detailed information on those cards, comparisons, details about the annual fees, foreign transaction fees, etc. You can find information on cash advance fees, interest rates (APR), rewards points about those credit card products in the listing below.

Cash Back Credit Cards

You can check the cards below to apply one of them. You can also see our top listing to check the best opportunity for you for your business. Any questions? Feel free to ask in our community or get free help from us!

Chase Freedom Credit Card

Chase Freedom Credit Card

Review Chase Freedom Credit Card is providing limited 5% cash back for those who wants to pick their own purchase category. We have mentioned about...
Chase Freedom Unlimited Credit Card

Chase Freedom Unlimited Credit Card

Review Chase Freedom Unlimited Credit Card is a cash back credit card which will help you to earn rewards unlimitedly. You are not going to...
FNBO Cash Back Visa Card

FNBO Cash Back Visa Card

Review FNBO Cash Back Visa Card is a credit card of First National Bank of Omaha with good cash back rates. You can get 3%...
First Citizens Rewards Visa Card

First Citizens Rewards Visa Card

Review First Citizens Rewards Visa Card has 3 different tiers. You can get cashbacks, rewards points or 50% more rewards points with those tiers. You...
SouthPoint Bank Cash Rewards Platinum Card

SouthPoint Bank Cash Rewards Platinum Card

Review SouthPoint Bank Cash Rewards Platinum Card is a cashback card with 1% rate for your purchases. If you would like to check rewards version...
AmeriFirst Cash Back Platinum Visa Card

AmeriFirst Cash Back Platinum Visa Card

Review AmeriFirst Cash Back Platinum Visa Card is providing 1% cash back for every purchases. There is 7 months introductory 0% APR for the card...
SunTrust Bank Prime Rewards Credit Card

SunTrust Bank Prime Rewards Credit Card

Review SunTrust Bank Prime Rewards Credit Card is another cashback card of SunTrust Bank with reasonable interest rates. Besides 5.25% APR for first 36 months...
SunTrust Bank Travel Rewards Credit Card

SunTrust Bank Travel Rewards Credit Card

Review If you are travelling very often and if you would like to have a travel credit card for that, this is one of those...
SunTrust Bank Cash Rewards Credit Card

SunTrust Bank Cash Rewards Credit Card

Review SunTrust Bank Cash Rewards Credit Card has lots of nice features for those who wants to have a cashback card. You are going to...
First National Bank Brundidge Cash Back Platinum Visa Card

First National Bank Brundidge Cash Back Platinum Visa Card

Reviews First National Bank Brundidge Cash Back Platinum Visa Card is providing many advantages for consumers except rewards. Actually this card can be very good...