Cash Back Credit Cards

What does cash back on credit cards mean?

Cash back credit cards pay back a certain percentage of the money you spend on your credit card purchases. The rate is between 1 and 2 percent for purchases. Some credit card providers offer 5% cash back at different places each quarter.

Why do credit cards providers offer cash back?

Cash back is essentially a rebate of a percentage of the purchases you make on the card. The providers offer cash back to attract the consumer. Card issuers can afford to pay cash back because merchants pay an interchange fee on each transaction.

Whats better cash back or points?

Both cash back and points have advantages. Cash back is flexible and easy to redeem. Points or miles provide the possibility of a paid-for vacation and a higher reward value per dollar spent. Of late, some cards let you redeem rewards for cash or travel at the same amount.

When cash back cards are a good idea?

If you always pay off your credit card balance in full, then cash back credit cards are a good choice. If you tend to carry balances on your credit card, while you'll earn cash back on your spending, this will usually be less than the interest charged on your outstanding balance.

Cash back credit cards will help you to gain back some percentage of your money which you spent on purchasing some items or certain products as the bank mentions in product agreement. Some banks and companies are providing these cards in the United States of America. If you are seeking a cash back card, you can see our list below. You can also apply for those cards through clicking apply buttons on our pages.

There is also detailed information on those cards, comparisons, details about the annual fees, foreign transaction fees, etc. You can find information on cash advance fees, interest rates (APR), rewards points about those credit card products in the listing below.

Cash Back Credit Cards

You can check the cards below to apply one of them. You can also see our top listing to check the best opportunity for you for your business. Any questions? Feel free to ask in our community or get free help from us!

BankSouth Cash Back Platinum Visa Card

BankSouth Cash Back Platinum Visa Card

Review BankSouth Cash Back Platinum Visa Card is a credit card service that you don't need to pay APR for first 7 months. You can...
Citizens Community Bank Platinum Payback Card

Citizens Community Bank Platinum Payback Card

Review Citizens Community Bank Platinum Payback Card is a credit card which offers low interest for purchases. Unfortunately cash back rate of the card is...
Escambia County Bank Platinum Cash Back Card

Escambia County Bank Platinum Cash Back Card

Review Escambia County Bank Platinum Cash Back Card is providing 1% cash back for every purchases you made. There is no limit for cash back...
Citizens Bank Cash Back Plus World Mastercard

Citizens Bank Cash Back Plus World Mastercard

Review Citizens Bank Cash Back Plus World Mastercard is providing %1.8 cash back service for customers. It is unlimited and you will go on to...
Bank of Hope Cashback Visa Signature

Bank of Hope Cashback Visa Signature

Review Bank of Hope Cashback Visa Signature is a card which provides you 5% cash back for $1000 purchases in first 3 months. It means...
Wells Fargo Cash Wise Visa

Wells Fargo Cash Wise Visa

Review You can find a detailed review for Wells Fargo Cash Wise card below. You can find our opinions for each facts of the card...
Rei Co-Op Mastercard Reviews

Rei Co-Op Mastercard

Reviews   With the new Rei Co-Op Mastercard, now you can help the outdoors easily and for free! Do you want to protect the nature? Then...
U.S. Bank Cash 365 American Express Card

U.S. Bank Cash 365 American Express Card

Review U.S. Bank Cash 365 American Express Card is a credit card which is providing 1.5% cash back to consumers. The card is also providing...
U.S. Bank Cash+ Visa Signature Card

U.S. Bank Cash+ Visa Signature Card

Review U.S. Bank Cash+ Visa Signature Card is providing cash back opportunities to consumers with good rates. Besides there are also good sign-up bonuses of...
American Express Blue Cash Everyday Card

American Express Blue Cash Everyday Card

Review American Express Blue Cash Everyday is a credit card which is providing cash back opportunities to consumers. We have already mentioned a few cash...