Cash Back Credit Cards

What does cash back on credit cards mean?

Cash back credit cards pay back a certain percentage of the money you spend on your credit card purchases. The rate is between 1 and 2 percent for purchases. Some credit card providers offer 5% cash back at different places each quarter.

Why do credit cards providers offer cash back?

Cash back is essentially a rebate of a percentage of the purchases you make on the card. The providers offer cash back to attract the consumer. Card issuers can afford to pay cash back because merchants pay an interchange fee on each transaction.

Whats better cash back or points?

Both cash back and points have advantages. Cash back is flexible and easy to redeem. Points or miles provide the possibility of a paid-for vacation and a higher reward value per dollar spent. Of late, some cards let you redeem rewards for cash or travel at the same amount.

When cash back cards are a good idea?

If you always pay off your credit card balance in full, then cash back credit cards are a good choice. If you tend to carry balances on your credit card, while you'll earn cash back on your spending, this will usually be less than the interest charged on your outstanding balance.

Cash back credit cards will help you to gain back some percentage of your money which you spent on purchasing some items or certain products as the bank mentions in product agreement. Some banks and companies are providing these cards in the United States of America. If you are seeking a cash back card, you can see our list below. You can also apply for those cards through clicking apply buttons on our pages.

There is also detailed information on those cards, comparisons, details about the annual fees, foreign transaction fees, etc. You can find information on cash advance fees, interest rates (APR), rewards points about those credit card products in the listing below.

Cash Back Credit Cards

You can check the cards below to apply one of them. You can also see our top listing to check the best opportunity for you for your business. Any questions? Feel free to ask in our community or get free help from us!

Discover It Cash Back Card

Discover It Cash Back

Review Discover it is a cash back which provides 5% cash back to you for different purchase categories in each quarter of the year. These...
Capital One QuicksilverOne

Capital One QuicksilverOne

Review Capital One QuicksilverOne is a cash back card for consumers who has fair credit score. We are going to mention features of the card...
Capital One Quicksilver

Capital One Quicksilver

Review You can find detailed review on Capital One Quicksilver for each features of the card. You can see interest rates, fees, rewards, sign up...
Capital One Platinum Preferred Card

Capital One Platinum Preferred Card

Review Capital One Platinum Preferred Card is a new credit card product. The company has made a good card for those who has a good...
Capital One SavorOne Rewards Credit Card

Capital One SavorOne Rewards Credit Card

Review Capital One SavorOne Rewards Credit Card is similar credit card with Capital One Savor Rewards. The card has many advantages for consumers who wants to...
Capital One Savor Rewards Credit Card

Capital One Savor Rewards Credit Card

Review Capital One Savor Rewards credit card is generally focused on purchases on dining and entertainment. The card is an awesome restaurant card for consumers...
AARP Chase Credit Card Review

AARP Chase Credit Card

Review AARP Chase Credit Card is a card with cash back rewards. You are going to save 3% on your gas, restaurant, fast food and...
Amazon Rewards Visa Signature Card

Amazon Rewards Visa Signature Card

Review Amazon Rewards Visa Signature Card is a credit card which you can earn good rewards from purchases on Amazon and Whole Foods Market. The...
IHG Credit Card - IHG® Rewards Club Premier Credit Card

IHG Credit Card

Review IHG Credit Card (aka IHG® Rewards Club Premier Credit Card) is a hotel credit product which provides several benefits for consumers. You are going to...
United TravelBank Card

United TravelBank Card

Review United TravelBank Card is a cash back travel card that you can recover 2% of your money from ticket purchases from United Airlines and...