AmeriFirst Cash Back Platinum Visa Card

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AmeriFirst Cash Back Platinum Visa Card

$35
6.1

Annual Fee

7.0/10

Promotions

4.0/10

Services

4.0/10

Travel

5.0/10

Insurance

5.0/10

Rewards

5.0/10

Security

8.5/10

APR (Interest Rate)

8.0/10

Customer Support

8.0/10

Pros

  • Low APR rates for purchase, balance transfer, cash advance.
  • Low cash advance and balance transfer fees.
  • 0% APR in 7 months for balance transfers and purchases.
  • Fair annual fee.

Cons

  • 1% cashback rate is not that good. It is below average.
  • You will need to pay foreign transaction fees for your each purchases.

Review

AmeriFirst Cash Back Platinum Visa Card is providing 1% cash back for every purchases. There is 7 months introductory 0% APR for the card and $35 annual fee. 3% cash advance and balance transfer fee rates are very good. 13.75% APR is also excellent when you compare it with other platinum cards.

Rewards rate of the card is below average. You will need to pay 2 percent more for every foreign transactions with this card.

You can check rates of the card below and you can also read user reviews.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 7 months

Regular:

11.75%

1% cash back at every purchases. $35 2% $25 $5 or 3% 13.75% $5 or 3% 0% APR for first 7 months

Regular:

11.75%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 212 200 100
Zero Interest 124 180 43
Balance Transfer 237 226 50
Low Interest 194 173 24
Rewards 121 189 64
Cash Back 64 123 26

You can read some users reviews of Amerifirst Cash Back Platinum Visa Card below.

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