SouthPoint Bank Rewards Platinum Card

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SouthPoint Bank Rewards Platinum Card

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6.9

Annual Fee

10.0/10

Promotions

5.5/10

Services

6.0/10

Travel

6.5/10

Insurance

6.0/10

Rewards

5.0/10

Security

8.5/10

APR (Interest Rate)

6.4/10

Customer Support

8.5/10

Pros

  • 1% for foreign transaction fee is fair.
  • 3% for balance transfer and cash advance fee is good.
  • Regular APR for purchase and balance transfer is good.
  • No APR for 12 months. (Purchases & Balance Transfers)
  • There are good travelling goods on the card.
  • Rewards points are very useful for travel and holiday. You can redeem those points for merchandise, rental cars, cruises, hotels and airfare.
  • The card has zero liability feature.

Cons

  • It is below average. Cash advance fee is a little bit high.
  • Rewards points per $1 purchase is not good enough.

Review

SouthPoint Bank Rewards Platinum Card is providing rewards for consumers which are redeemable for merchandise, rental cars, cruises, hotels and airfare. The card is very good for those who are planning to travel at vacations. There are also many other goods on the card with travel. However current rewards rate is below average. This is a downside of the card. The other downside of SouthPoint Bank Rewards Platinum Card is cash advance APR. It is a little bit high.

You will not pay annual fees for this card. 3% cash advance and balance transfer fees are very good. There is also 12 months introductory 0% APR for balance transfers and purchases.

You can see more information, rates, editor scores, use reviews below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 12 months

Regular:

11.99% – 21.99%

1 Rewards Points None 1% $38 $5 or 3% 23.99% $5 or 3% 0% APR for first 12 months.

Regular:

11.99% – 21.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 215 200 100
Zero Interest 183 180 43
Balance Transfer 245 226 50
Rewards 166 189 64
No Annual 168 166 60

You can read some users reviews of SouthPoint Bank Rewards Platinum Card below.

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