SunTrust Bank Cash Rewards Credit Card

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SunTrust Bank Cash Rewards Credit Card

0.00
7.5

Annual Fee

10.0/10

Promotions

6.7/10

Services

7.5/10

Travel

6.5/10

Insurance

6.8/10

Rewards

8.0/10

Security

8.9/10

APR (Interest Rate)

5.4/10

Customer Support

7.9/10

Pros

  • Good interest rates for purchases and balance transfers
  • Good cash back opportunities with bonus.
  • If your main purchase categories are gas and groceries, you can earn much cash backs with the card.
  • 0% APR for 15 months.
  • You won't pay for foreign transactions and annual fee of the card.
  • 4% for cash advance fee is reasonable.
  • 3% for balance transfer fee is good.
  • Good first purchase bonus.

Cons

  • Cash advance APR is high.

Review

SunTrust Bank Cash Rewards Credit Card has lots of nice features for those who wants to have a cashback card. You are going to earn 5% cash back in your first $6000 worth gas and grocery purchases. Then your gas and grocery purchases is going to be 2% and it is unlimited. For the rest of purchase categories, you are going to earn 1% cashback. There is also no APR for 15 months for balance transfers and purchases. There is not any annual fee for the card and there is not also foreign transaction fees.

The downside of the card is high cash advance APR with %26.99. This is a little bit high.

You can see all rates of SunTrust Bank Cash Rewards Credit Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% APR for first 15 Months

Regular: 13.24%–23.24%

2x for gas and grocery purchases.

1x for purchases at all other categories.

Bonus: 5% cash back for first $6000 worth gas and grocery purchases.

None None $38 4% 26.99% 3% 0% APR for first 15 Months

Regular: 13.24%–23.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 250 200 100
No Foreign Transaction 191 178 40
No Annual 201 166 60
Balance Transfer 210 226 50
Zero Interest 241 180 43
Sign-Up Bonus 252 199 44
Rewards 243 189 64
Cash Back 180 123 26

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1 COMMENT

  1. Annual Fee

    9.90

    Promotions

    6.80

    Services

    8.40

    Travel

    6.40

    Insurance

    7.50

    Rewards

    9.00

    Security

    8.80

    APR (Interest Rate)

    4.30

    Customer Support

    7.20

    This card providing many good advantages. Especially this is very profitable if you don’t cash advance in first 15 months. The introductory APR for first 15 months is already very good. I recommend you to use this card if you need a gas cash back.

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