BankSouth Cash Back Platinum Visa Card

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185

BankSouth Cash Back Platinum Visa Card

$35
6

Annual Fee

7.5/10

Promotions

5.0/10

Services

4.5/10

Travel

4.0/10

Insurance

5.0/10

Rewards

4.5/10

Security

8.5/10

APR (Interest Rate)

7.5/10

Customer Support

7.8/10

Pros

  • All APRs are low with this card. 13.25% for all of APR (Purchase, Cash Advance & Customer Support)
  • 0% APR for purchases and balance transfers is a good promotion. You will not need to pay APR for first 7 months.
  • $35 annual fee is not bad.

Cons

  • Limited cash back rewards. You can earn maximum $600 worth cash back rewards with this card.
  • 1% cash back rate is below average.
  • There are not much bonuses and promotions with the card.
  • There is not any unique service for airfare or travelling.

Review

BankSouth Cash Back Platinum Visa Card is a credit card service that you don’t need to pay APR for first 7 months. You can also earn 1% cash back rewards for your purchases. However this feature of the card is limited with $60000. So you can only earn $600 cash back yearly from the card. The annual fee for the card is $35. Cash advance fee and balance transfer fee is similar with the normal platinum visa card of BankSouth. 2% foreign transaction fee is good but it could be better if it doesn’t exist at all.

You can see rates of the card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 7 months

Regular:

13.25%

1% cash back at every purchases. Limited with $60000 worth purchases yearly. $35 2% $25 $5 or 3% 13.25% $5 or 3% 0% APR for first 7 months

Regular:

13.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 200 200 100
Zero Interest 122 180 43
Balance Transfer 210 226 50
Low Interest 177 173 24
Rewards 121 189 64
Cash Back 64 123 26

You can read some users reviews of BankSouth Cash Back Platinum Visa Card below.

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