First National Bank Visa Credit Card

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12

First National Bank Visa Credit Card

0.00
5.3

Annual Fee

10.0/10

Promotions

3.0/10

Services

3.0/10

Travel

3.0/10

Insurance

5.0/10

Rewards

1.5/10

Security

7.0/10

APR (Interest Rate)

7.0/10

Customer Support

8.5/10

Pros

  • Cash advance fee and balance transfer fee rates are good.
  • There is no annual fee for this card.
  • 16.74% APR for Purchases and Balance Transfers.

Cons

  • Minimum payment fee of Cash Advance and Balance Transfers high.
  • 2% more payments for foreign transactions.
  • 1 rewards points rate $1 is below average.

Review

First National Bank Visa Credit Card is a simple card that you can use for rewards. The card is providing low interest rates for consumers except Cash Advance. APR for purchases and balance transfers is 16.74% in the card. There is no annual fee in the card. You won’t need to pay every year for the card. Cash advance fee and balance transfer is good.

2% foreign transaction fee is the downside of the card. Minimum $10 payment for cash advance and balance transfer could be $5 for the card. Cash Advance APR is also a little bit high for this card.

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
16.74% 1 ScoreCard Reward Point

 

None 2% $25 $10 or 3% 21.74% $10 or 4% 16.74%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 205 200 100
Rewards 125 189 64
No Annual 163 166 60

You can read some users reviews of First National Bank Visa Credit Card below.

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