No Annual Fee Credit Cards

What does it mean if a credit card has no annual fee?

A “no annual fee” credit card is one that does not charge a yearly fee for the convenience of having the card. The majority of the credit cards have no annual fee.

What is the credit card annual fee?

Annual fees are one of the most common of all credit card fees. It is a fee that the issuer automatically charges once a year to your account for the benefits that come with that credit card.

Why would I want a credit card with an annual fee?

A credit card annual fee is a price that you're required to pay every year to remain a cardholder and enjoy the card's rewards and benefits. These fees tend to range significantly in price, but higher annual fees often accompany more valuable benefits. In other cases, they may be the cost of having poor credit.

Why do dome credit cards have an annual fee?

Credit Card annual fees largely help the card issuers cover the cost of rewards and generous sign-up bonuses.

How can I get a credit card annual fee waived?

Here Ask for the annual fee to be waived. Try cards that waive the annual fee for the first year. After the first year, downgrade your credit card for lesser rewards or cancel your credit card. Alternatively, use rewards to pay/offset the annual fee.

If you would like to get a credit card and if you don’t want to pay it yearly, you can find no annual fee credit cards below. You can pick one of those cards and check detailed information on them. After you pick a card, you are going to see information on how much interest rates, how much you should pay for foreign transaction fees, Cash Advance fees, and interest rates.

We recommend you to check our top lists to see the best opportunities for no annual fee credit cards. We have comparisons between cards and we also investigate other facts of credit cards in our top lists. However, you can also check those cards below one by one and make your own decision.

No Annual Fee Credit Cards

You will find some card reviews and top lists below. If you would like to ask anything regarding these cards, please let us know.

SunTrust Bank Prime Rewards Credit Card

SunTrust Bank Prime Rewards Credit Card

Review SunTrust Bank Prime Rewards Credit Card is another cashback card of SunTrust Bank with reasonable interest rates. Besides 5.25% APR for first 36 months...
SunTrust Bank Travel Rewards Credit Card

SunTrust Bank Travel Rewards Credit Card

Review If you are travelling very often and if you would like to have a travel credit card for that, this is one of those...
SunTrust Bank Cash Rewards Credit Card

SunTrust Bank Cash Rewards Credit Card

Review SunTrust Bank Cash Rewards Credit Card has lots of nice features for those who wants to have a cashback card. You are going to...
Valley State Bank Classic Visa Card

Valley State Bank Classic Visa Card

Review Valley State Bank Classic Visa Card is a low interest credit card with some good APR options. The APR of the card is 13.67%...
Valley State Bank Platinum Visa Card

Valley State Bank Platinum Visa Card

Review Valley State Bank Platinum Visa Card is a simple credit which doesn't have many additional features. The card is only providing low APR for...
Citizens Trust Bank Visa Prestige Elite Credit Card

Citizens Trust Bank Visa Prestige Elite Credit Card

Review Visa Prestige Elite Credit Card has the lowest interest rate credit card in Citizens Trust Bank. The card is providing 9.25% APR for cash...
Citizens Trust Bank Visa Classic Secured Card

Citizens Trust Bank Visa Classic Secured Card

Review Citizens Trust Bank Visa Classic Secured Card is an awesome opportunity for those who wants to have a simple card with low interest rates....
Citizens Trust Bank Visa Classic ATL Credit Card

Citizens Trust Bank Visa Classic ATL Credit Card

Review Citizens Trust Bank Visa Classic ATL Credit Card is providing many good features for consumers. Low interest rates is one of the main features...
Vantage Bank of Alabama Visa Platinum Card

Vantage Bank of Alabama Visa Platinum Card

Review Vantage Bank of Alabama Visa Platinum Card is a simple card with good balance transfer options. If you are looking for a 0% APR...
First National Bank Brundidge Platinum Visa Card

First National Bank Brundidge Platinum Visa Card

Review First National Bank Brundidge Platinum Visa Card is a simple card without rewards. The card has very low APR rates as same as cash...