Capital City Bank Secured Visa Card

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Capital City Bank Secured Visa Card

0.00
4.9

Annual Fee

8.0/10

Promotions

3.0/10

Services

3.5/10

Travel

3.0/10

Insurance

3.0/10

Rewards

1.5/10

Security

9.0/10

APR (Interest Rate)

5.5/10

Customer Support

7.5/10

Pros

  • If you would like to build your credit history, this card can be an option for you.
  • Cash advance and balance transfer fees are reasonable.
  • $35 Annual fee is fair.
  • The card is a fair credit card for bad credits.

Cons

  • APR for purchases, balance transfers and cash advances are high.
  • You will need to pay for foreign transactions. Please see the rates table below.

Review

Capital City Bank Secured Visa Card is a card for rebuild credits and build credit history. Cash advance and balance transfer fees of the card is fair. However APR of the card is a little bit high. For purchases and balance transfers APR is 22.99% and for cash advance it is 25.99%. You will need to pay for 2% for foreign transactions with this card.

Since this is a secured card, you will not already earn any rewards with these cards. Annual fee is also fair for a secured card.

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
22.99% None $35 2% $38 4% 25.99% 3% 22.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 145 200 100
Credit Builder 114 127 10
For Bad Credits 162 165 10
No Credit History 158 168 10

You can see Capital City Bank Secured Visa Card reviews below.

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