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BankSouth Cash Back Platinum Visa Card

Review

BankSouth Cash Back Platinum Visa Card is a credit card service that you don’t need to pay APR for first 7 months. You can also earn 1% cash back rewards for your purchases. However this feature of the card is limited with $60000. So you can only earn $600 cash back yearly from the card. The annual fee for the card is $35. Cash advance fee and balance transfer fee is similar with the normal platinum visa card of BankSouth. 2% foreign transaction fee is good but it could be better if it doesn’t exist at all.

You can see rates of the card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 7 months

Regular:

13.25%

1% cash back at every purchases. Limited with $60000 worth purchases yearly. $35 2% $25 $5 or 3% 13.25% $5 or 3% 0% APR for first 7 months

Regular:

13.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 200 200 100
Zero Interest 122 180 43
Balance Transfer 210 226 50
Low Interest 177 173 24
Rewards 121 189 64
Cash Back 64 123 26

You can read some users reviews of BankSouth Cash Back Platinum Visa Card below.

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Originally posted 2018-12-19 22:10:18.

BankSouth Platinum Visa Card

Review

BankSouth Platinum Visa Card is a good opportunity for those who are looking for a credit card with 0% APR for 6 months, low Cash Advance APR and low balance transfer APR. This is a simple card which also provides low Balance Transfer fee and Cash Advance for their users. You can see rates of BankSouth Platinum Visa Card below. You will also find list of editor scores and user reviews for this card.

If you have any questions regarding this credit product please feel free to ask us.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 7 months

Regular:

15.25%

None None 2% $25 $5 or 3% 15.25% $5 or 3% 0% APR for first 7 months

Regular:

15.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 185 200 100
Zero Interest 115 180 43
Balance Transfer 200 226 50
Low Interest 173 173 24
No Annual 145 166 60

You can read some users reviews of BankSouth Platinum Visa Card below.

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Originally posted 2018-12-19 21:17:55.

Citizens Community Bank World Elite Card

Review

Citizens Community Bank World Elite Card is the card which has the lowest APR in the company. There are very low rates for purchases, balance transfers and cash advances in this card. You will only pay 1.99% APR for 6 months for balance transfers. After 6 months later APR is going to be 9.99% for balance transfers. The purchase APR is same with balance transfer it is 9.99%. However there is not introductory APR for purchases. Cash Advance rate is going to be 13.49%. You will not pay extras for foreign transactions with World Elite Card. You are going to earn better rewards with this card. However there is not any statement about rewards.

Cash Advance fee of the company is a little bit high but it is not a problem since the card is providing 100% better APR most of credit cards. You can see rates, editor scores and user reviews of Citizens Community Bank World Elite Card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 9.99% Unknown = Contact to Bank to Learn More $299 None $35 $10 or 5% 13.49% $10 – 4% 1.99% APR for first 6 months

Regular: 9.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 208 200 100
Rewards 174 189 64
Low Interest 184 173 24
No Foreign Transaction 180 178 40

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Originally posted 2018-12-19 19:05:05.

Citizens Community Bank World Card

Review

Citizens Community Bank World Card is a reward credit card of the company with annual fee. You won’t need to pay for foreign transactions with this card. The annual fee is $25. Interest rates are very low. The APR for purchases and balance transfers is 10.99%, for Cash Advance is 14.49%. Balance Transfer APR is 2.99% at first 6 months.

You can also earn rewards with Citizens Community Bank World Card. However there is not any bank statement for rewards. You will need to contact to the bank for get more information on that. You can redeem those rewards only for airfare, merchandise, and gift card rewards.

There are more rates about the card below. You will also find user reviews and editor scores.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 10.99% Unknown = Contact to Bank to Learn More $35 None $35 $10 or 5% 14.49% $10 – 4% 2.99% APR for first 6 months

Regular: 14.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 180 200 100
Rewards 125 189 64
Low Interest 162 173 24
No Foreign Transaction 164 178 40

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Originally posted 2018-12-18 23:31:49.

Citizens Community Bank Platinum Preferred Card

Review

Citizens Community Bank Platinum Preferred Card is a reward card of the company which provides you low interest options. However there is no clear statement of the bank about how much points you can earn through with this card. We recommend you to contact to the bank before you make an application. The card has 14.99% APR and you don’t need to pay foreign transaction fee for it. 18.49% Cash Advance APR is also very reasonable. For the first 6 months, Balance Transfer APR is 3.99%.

The card has similar features with Platinum Payback Card.

Downsides of the card are that you will need to pay 3% for each foreign transactions, you can redeem your points for only airfare, merchandise, and gift card rewards.

You can see rates, user reviews and editor scores of Citizens Community Bank Platinum Preferred Card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 14.99% Unknown = Contact to Bank to Learn More None 3% $35 $10 or 5% 18.49% $10 – 4% 3.99% APR for first 6 months

Regular: 14.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 170 200 100
Rewards 120 189 64
Low Interest 135 173 24
No Annual 160 166 60

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Originally posted 2018-12-18 22:42:35.

High value/Less Risk Secured Credit Card?

Question:

I am looking for secured credit card issuers that do either no pull on credit or a “soft pull” for approval. Any suggestions?

Answer:

Not Answered Yet

Originally posted 2020-11-16 18:04:45.

Citizens Community Bank Platinum Payback Card

Review

Citizens Community Bank Platinum Payback Card is a credit card which offers low interest for purchases. Unfortunately cash back rate of the card is a little bit disappointing with 1% rate though. 18.49% rate for Cash Advance APR is good and 3.99% APR for first 6 months will help you to transfer your without high interest rates. After 6 months later it is going to be 14.99% as same as purchase rate.

Downsides of the card are cash back rewards should be better, Cash Advance Fee is high, you will need to extra 3% (or $10) for every foreign transaction fees. There is not also any good 0% APR promotion with the card.

There will be many travelling and insurance goods of the card if you ever decide to get it.

You can see rates and editor scores of the card below. You can also read user reviews and add your own thoughts about it.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 14.99% 1% Cash Back None 3% $35 $10 or 5% 18.49% $10 – 4% 3.99% APR for first 6 months

Regular: 14.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 170 200 100
Rewards 120 189 64
Low Interest 135 173 24
Cash Back 70 123 26
No Annual 160 166 60

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You can read user reviews for Citizens Community Bank Platinum Payback Card below, you can also review the card and write your own thoughts.

Originally posted 2018-12-17 20:27:32.

Armed Forces Bank Credit Builder Secured Visa

Review

Armed Forces Bank Credit Builder Secured Visa Credit Card is a card those who are seeking a card for rebuild credits and build credit history. The card is offering promising features for users. There is no cash advance fee with this card and you won’t pay for balance transfers. There is only APR for purchase, balance transfers and cash advance. All APR rates is %22.99. It is a reasonable for credit builder card. You can improve your limit to $3000 with depositing your account. Unlike visa card of the company, you can apply online for Armed Forces Bank Credit Builder Secured Visa .

You will also able to improve your limit with depositing your account. The annual fee is $25 dollars for the card. Foreign transaction fee is 1%.

You can read user reviews and also write your own review for this card below. There are also rates and editor scores for the card.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
22.99% None $25 1% $25 None 22.99% None 22.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 180 200 100
Credit Builder 164 127 10
For Bad Credits 202 165 10
No Credit History 208 168 10

You can see Armed Forces Bank Credit Builder Secured Visa reviews below.

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Originally posted 2018-12-17 19:32:17.

Armed Forces Bank Visa Credit Card

Review

Armed Forces Bank Visa Credit Card is providing one of the most suitable interest states in the United States. If you are looking for a credit card with low APR, no cash advance fees, low balance transfer fees. You will need to pay only $2 for each balance transfer with the card. APR is 9.99%-15.60% for this card which is very good.

However, there are not many travel goods with this card and alternative unique services. You are not also going to earn rewards with Armed Forces Bank Visa Credit Card.

You can see editor scores and ratings of the card below. There is also user reviews under of editor scores table. You can add and read reviews related to this card.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
9.99% – 15.60% None None 1% $20 None 9.99% – 15.60% $2 9.99% – 15.60%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 218 200 100
Balance Transfer 270 226 50
Low Interest 178 173 24
No Annual 152 166 60

FAQ

Why does Armed Forces Bank credit card include a chip?

Chip technology is becoming the new security standard in the U.S. As more merchants begin to accept chip cards. Because the chip provides better protection against counterfeit fraud, you will enjoy greater security when making purchases at a chip-enabled terminal.

What is Armed forces bank routing number?

Armed Forces Bank routing number is 101108319.

You can read some user’s reviews of Armed Forces Bank Visa Credit Card below.

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Originally posted 2018-12-17 19:01:26.

BankFirst MasterCard

Review

If you would like to get a MasterCard from FirstBank Financial Services, this is the card which will suit to you. Low APRs of the card is the featured speciality of the card. There are also very low costs for cash advances and balance transfers. If you cash advance with your credit cards very often, BankFirst MasterCard will be a good choice for you. You can see rates of the card in the table below. You will also see editor scores for this card. We count several facts for the categories of the card in editor scores.

BankFirst MasterCard has same features with BankFirst Visa Classic Card. If you would like a visa card, you can look at that opportunity alternatively.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
13.98% %1 bonus rewards points for every purchases. None 2% $35 $5 or 3% 15.98% 3% 0% APR for first 6 months

Regular:

13.98%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 206 200 100
Balance Transfer 210 226 50
Low Interest 159 173 24
Rewards 139 189 64
No Annual 166 166 60

You can read some users reviews of BankFirst MasterCard below.

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Originally posted 2018-12-17 02:15:28.

Credit Card Karma