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SouthPoint Bank Rewards Platinum Card

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Review

SouthPoint Bank Rewards Platinum Card is providing rewards for consumers which are redeemable for merchandise, rental cars, cruises, hotels and airfare. The card is very good for those who are planning to travel at vacations. There are also many other goods on the card with travel. However current rewards rate is below average. This is a downside of the card. The other downside of SouthPoint Bank Rewards Platinum Card is cash advance APR. It is a little bit high.

You will not pay annual fees for this card. 3% cash advance and balance transfer fees are very good. There is also 12 months introductory 0% APR for balance transfers and purchases.

You can see more information, rates, editor scores, use reviews below.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 12 months Regular: 11.99% – 21.99%	1 Rewards Points	None	1%	$38	$5 or 3%	23.99%	$5 or 3%	0% APR for first 12 months. Regular: 11.99% – 21.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 12 months

Regular:

11.99% – 21.99%

1 Rewards Points

None

1%

$38

$5 or 3%

23.99%

$5 or 3%

0% APR for first 12 months.

Regular:

11.99% – 21.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	215	200	100
Zero Interest	183	180	43
Balance Transfer	245	226	50
Rewards	166	189	64
No Annual	168	166	60

You can read some users reviews of SouthPoint Bank Rewards Platinum Card below.

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Originally posted 2018-12-22 00:59:31.

AmeriFirst Cash Back Platinum Visa Card

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Review

AmeriFirst Cash Back Platinum Visa Card is providing 1% cash back for every purchases. There is 7 months introductory 0% APR for the card and $35 annual fee. 3% cash advance and balance transfer fee rates are very good. 13.75% APR is also excellent when you compare it with other platinum cards.

Rewards rate of the card is below average. You will need to pay 2 percent more for every foreign transactions with this card.

You can check rates of the card below and you can also read user reviews.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 7 months Regular: 11.75%	1% cash back at every purchases.	$35	2%	$25	$5 or 3%	13.75%	$5 or 3%	0% APR for first 7 months Regular: 11.75%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 7 months

Regular:

11.75%

1% cash back at every purchases.

$35

2%

$25

$5 or 3%

13.75%

$5 or 3%

0% APR for first 7 months

Regular:

11.75%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	212	200	100
Zero Interest	124	180	43
Balance Transfer	237	226	50
Low Interest	194	173	24
Rewards	121	189	64
Cash Back	64	123	26

You can read some users reviews of Amerifirst Cash Back Platinum Visa Card below.

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Originally posted 2018-12-21 23:22:30.

AmeriFirst Platinum Visa Card

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Contents

Review

Amerifirst Platinum Visa Card is a credit card with low interest rates and no annual fee. There is 13.75 rates for balance transfer and purchases. Besides 13.75% for cash advance rate is very good. However the main problem of this card is rewards. There is not any attracting rewards options for consumers. You won’t pay annual fee for the card. Balance transfer and cash advance fees are also very good.

You can see some rates of AmeriFirst Platinum Visa Card below. You can also read user reviews and editor scores.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% APR for purchases for 7 months. Regular: 13.75%	None	None	2%	$25	$5 or 3%	13.75%	$5 or 3%	0% APR for first 7 months. Regular: 13.75%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% APR for purchases for 7 months.

Regular:

13.75%

None

2%

$25

$5 or 3%

13.75%

$5 or 3%

0% APR for first 7 months.

Regular:

13.75%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	212	200	100
Zero Interest	117	180	43
Balance Transfer	236	226	50
Low Interest	182	173	24
No Annual	147	166	60

You can read some users reviews of Amerifirst Platinum Visa Card below.

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Originally posted 2018-12-21 22:46:57.

SunTrust Bank Prime Rewards Credit Card

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Review

SunTrust Bank Prime Rewards Credit Card is another cashback card of SunTrust Bank with reasonable interest rates. Besides 5.25% APR for first 36 months is one of the best features of the card. After 3 years, balance transfer APR is going to be 13.24% – 23.24%. It depends on your creditworthiness. There is no similar introductory APR for purchase.

The cashback rate of the card is 1% for all purchases. This is below average. $100 bonus cash reward after $500 purchase in 3 months is not bad at all. This will provide x20 bonus for your purchases. There is also no annual fee of the card and no foreign transaction fee. Balance transfer and cash advance fees are reasonable.

Learn more about rates and see user reviews for SunTrust Bank Prime Rewards Credit Card below.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 13.24% – 23.24%	1% cashback on all purchases. $100 bonus cash back on $500 purchase in 3 months.	None	None	$38	4%	26.99%	3%	5.25% APR for first 36 Months Regular: 13.24% –23.24%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

Regular: 13.24% – 23.24%

1% cashback on all purchases.

$100 bonus cash back on $500 purchase in 3 months.

None

$38

4%

26.99%

3%

5.25% APR for first 36 Months

Regular: 13.24% –23.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	225	200	100
No Foreign Transaction	167	178	40
No Annual	177	166	60
Balance Transfer	256	226	50
Rewards	186	189	64
Cash Back	119	123	26
Sign-Up Bonus	185	199	44

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Originally posted 2018-12-21 22:11:18.

SunTrust Bank Travel Rewards Credit Card

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SunTrust Bank Travel Rewards Credit Card

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Review

If you are travelling very often and if you would like to have a travel credit card for that, this is one of those options for you. You are going to earn unlimited cashback as much as you can with SunTrust Bank Travel Rewards Credit Card. The card is providing reasonable interest rates for purchases and balance transfers. Cash Advance APR is high though. The other upside of the card is foreign transaction fee. If you are visiting abroad very often, no foreign transaction fee feature of the card is going to help for saving more money.

You don’t need to pay Balance Transfer APR in first 15 months. This introductory APR will help you for balance transfer freely except regular fees. Regular fee is 3%.

You can find rates of SunTrust Bank Travel Rewards Credit Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 13.24%–23.24%	3% cashback on travel purchases. 2% cashback on dining purchases. 1% cashback on all other purchases.	First year waived. $89	None	$38	4%	26.99%	3%	0% APR for first 15 Months Regular: 13.24%–23.24%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

Regular: 13.24%–23.24%

3% cashback on travel purchases.

2% cashback on dining purchases.

1% cashback on all other purchases.

First year waived.

$89

None

$38

4%

26.99%

3%

0% APR for first 15 Months

Regular: 13.24%–23.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	230	200	100
No Foreign Transaction	175	178	40
No Annual	110	166	60
Balance Transfer	160	226	50
Zero Interest	140	180	43
Rewards	186	189	64
Cash Back	120	123	26
Travel	206	196	8

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Originally posted 2018-12-21 21:15:04.

SunTrust Bank Cash Rewards Credit Card

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Review

SunTrust Bank Cash Rewards Credit Card has lots of nice features for those who wants to have a cashback card. You are going to earn 5% cash back in your first $6000 worth gas and grocery purchases. Then your gas and grocery purchases is going to be 2% and it is unlimited. For the rest of purchase categories, you are going to earn 1% cashback. There is also no APR for 15 months for balance transfers and purchases. There is not any annual fee for the card and there is not also foreign transaction fees.

The downside of the card is high cash advance APR with %26.99. This is a little bit high.

You can see all rates of SunTrust Bank Cash Rewards Credit Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% APR for first 15 Months Regular: 13.24%–23.24%	2x for gas and grocery purchases. 1x for purchases at all other categories. Bonus: 5% cash back for first $6000 worth gas and grocery purchases.	None	None	$38	4%	26.99%	3%	0% APR for first 15 Months Regular: 13.24%–23.24%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% APR for first 15 Months

Regular: 13.24%–23.24%

2x for gas and grocery purchases.

1x for purchases at all other categories.

Bonus: 5% cash back for first $6000 worth gas and grocery purchases.

None

$38

4%

26.99%

3%

0% APR for first 15 Months

Regular: 13.24%–23.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	250	200	100
No Foreign Transaction	191	178	40
No Annual	201	166	60
Balance Transfer	210	226	50
Zero Interest	241	180	43
Sign-Up Bonus	252	199	44
Rewards	243	189	64
Cash Back	180	123	26

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Originally posted 2018-12-21 19:38:13.

Valley State Bank Classic Visa Card

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Review

Valley State Bank Classic Visa Card is a low interest credit card with some good APR options. The APR of the card is 13.67% for purchases and balance transfers. There is no %18 cash advance APR which is not bad at all. You will not need to pay for balance transfers with this card. There is not any balance transfer fees. 2% cash advance and foreign transaction fee is not very high. Actually this is very good rate for cash advances.

Like Platinum Card of the same company, this card’s main problem is rewards and bonuses. There are not any bonuses and rewards in the card which will attract to consumers. (The only difference between platinum and classic cards is 2.5% APR)

You can see rates of Valley State Bank Classic Visa Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
13.67%	Not Available	None	2%	$25	2%	18.00%	None	13.67%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	CCC Editor Score	Overall Score	Total Cards
General	205	200	100
Low Interest	148	173	24
No Annual	147	166	60
Balance Transfer	235	226	50

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Originally posted 2018-12-21 18:25:52.

Valley State Bank Platinum Visa Card

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Review

Valley State Bank Platinum Visa Card is a simple credit which doesn’t have many additional features. The card is only providing low APR for purchase and balance transfer categories. There is also no balance transfer fee for the card. These are some upsides of the card. 18% APR for cash advance is not also bad. %2 Cash Advance fee is also very low.

Down sides of the card… Firstly we should tell you that it is a simple credit service. You will not gain bonuses or rewards points for this. You will need to pay 2% more at foreign purchases with the card.

See rates, user reviews and editor scores of the card below.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
11.17%	Not Available	None	2%	$25	2%	18.00%	None	11.17%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	CCC Editor Score	Overall Score	Total Cards
General	210	200	100
Low Interest	158	173	24
No Annual	152	166	60
Balance Transfer	243	226	50

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Originally posted 2018-12-21 18:04:29.

Citizens Trust Bank Visa Prestige Elite Credit Card

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Citizens Trust Bank Visa Prestige Elite Credit Card

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Review

Visa Prestige Elite Credit Card has the lowest interest rate credit card in Citizens Trust Bank. The card is providing 9.25% APR for cash advance, balance transfer and purchase. You don’t need to pay extra percentages for cash advances, balance transfers and foreign transactions with Citizens Trust Bank Visa Prestige Elite Credit Card. You will only pay $1.5 for cash advances.

There is also no annual fee for the card. The card is providing many good adventures for consumers. However there is not rewards points for this card and you are not going to earn any bonus. If you would like to have a rewards cards, you will need to take a look at alternative options. If you would like to get rewards card from the same bank, you can take a look at Citizens Trust Bank Visa Classic ATL Credit Card.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
9.25%	Not Available	None	None	$30	$1.5	9.25%	None	9.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	CCC Editor Score	Overall Score	Total Cards
General	262	200	100
No Foreign Transaction	151	178	40
Low Interest	201	173	24
No Annual	161	166	60
Balance Transfer	285	226	50

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Originally posted 2018-12-21 17:14:09.

Citizens Trust Bank Visa Privilege

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The other Citizens Trust Bank option for credit rebuild and credit build is Visa Privilege card. Reasonable APR, low annual fee, no cash advance fee, no balance transfer fee is one of the best options of Citizens Trust Bank Visa Privilege. It can be a good opportunity for you if you are seeking a card for building credit history. You can also check secured credit card option of Citizens Trust Bank.

The cards purchase, balance transfer and cash advance APR is 13.74% – 21.74%. It is nice that Citizens Trust Bank is still calculate the creditworthiness for rebuild card unlike other banks. No foreign transaction fee and no balance transfer fee opportunities is awesome for those who will have their first card. Besides you will not pay more than $1.5 for cash advance.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 13.74% – 21.74%	None	$30	None	$30	$1.5	13.74% – 21.74%	None	Regular: 13.74% – 21.74%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	206	200	100
Credit Builder	184	127	10
For Bad Credits	232	165	10
No Credit History	238	168	10

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Originally posted 2018-12-21 12:04:10.