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Rei Mastercard

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Rei Mastercard Reviews

With the new Rei Co-Op Mastercard, now you can help the outdoors easily and for free! Do you want to protect nature? Then you are looking for the rightest credit card you can ever find! Here the details you may wonder.

Save the World with Rei Mastercard Credit Card

If you want to be an environment saver, this credit card is just for you because all around the world people want to save the world and these people use only Rei Co-Cop Mastercard. How? Let’s see how.

Every single year, Rei credit card helps the world with its donation. National Forest Foundation gets a donation from REI every year via this credit card users. So you have a chance to save the world with a credit card! With these donations, you can save the rivers, forests, and nature!

It is very hard to find credit cards that are protecting nature. So if you are caring for nature, you can consider this card.

Get more information on Rei: https://www.rei.com/

Earn Gift Card and Dividend via Rei

If you make a shopping transaction with your Rei Mastercard within 60 days, you will directly earn 100 dollar gift card! All you need to do is making a purchasing transaction as soon as possible and 100 dollars gift card will be yours!

Earn Dividend with Rei Co –Op Mastercard

5% Back

By using your Rei Co –Op Card, you can now grow your dividend! 5% back at REI. Anything about the sale rack to the latest kayak shopping. 5% is a very good deal for a card. If you are interested in shopping in the related of course. You should consider applying to Rei MasterCard if you are spending on these fields.

1% Back

Lattes, entertainment spending, and your monthly regular bills will make a great difference on this opportunity!

You can plus REI member dividend.

Generally, it is valid on %10 eligible shopping transactions.

Dividend

After a year later, you can see how much you have got with your Rei Co-op Mastercard.

All you need to do is now apply to the new Rei Co-op card to save the world and earn unique gifts and dividends. If you want to learn more details about the Rei Credit Card, all you need is to contact the bank. For more information about Rei Mastercard, stay tuned to us.

You can find APR rates, rewards, interest rates, annual fees, and other fees of the card below. If you think that this is not accurate information, please leave a comment below or contact us. Our Credit Card Karma staff is going to respond to you as soon as possible.

Rei Credit Card Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 12,99 – 24,99	5% back from purchases at REI. There is additionally 2% back from mobile wallet purchases. 1% back at all other purchases.	No Annual Fee.	No Foreign Transaction Fee.	$5 or 4%	25.99%	$5 or 3%	Regular: 12,99 – 24,99

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

Regular: 12,99 – 24,99

5% back from purchases at REI. There is additionally 2% back from mobile wallet purchases.

1% back at all other purchases.

No Annual Fee.

No Foreign Transaction Fee.

$5 or 4%

25.99%

$5 or 3%

Regular: 12,99 – 24,99

FTF: Foreign Transaction Fee

Editor Scores for Rei Mastercard

Type of Card	Editor Score	Overall Score	Total Cards
General	202	200	100
No Annual	180	166	60
Cash Back	175	123	26

Similar Credit Cards

You can find user reviews below. If you are already owning this card and want to review it, you can do it by leaving a comment. Please, don’t forget to give numbers to each feature of the card and be realistic about it. We don’t accept reviews that rated by 0 for each feature. If you like or dislike Rei Mastercard, please let other consumers know about it. This will help people to decide about applying for the card or not.

Originally posted 2019-09-06 18:03:47.

Bank of Hope Visa Platinum

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Review

Bank of Hope Visa Platinum credit card is a low interest card which also provides many other good features for you. However if you are thinking getting a rewards card or cash back card, we don’t recommend this card for you. There is not any of those options on Bank of Hope Visa Platinum. However there are 0% APR, No Foreign Transaction Fee, No Annual Fee options in the card. There are also some extras. Low interest rate of the card is also very attractive.

You can see some rates of the card below. You can also click on Apply button above to get more information about the card. If you would like to feedback this review, please feel free contact us. You can also review this credit card in the review section below.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 12 months. Regular: 11.49%, 15.49% or 19.49%	Not Available	None	None	$37	$10 or 4%	23.99%	$10 – 3%	0% for first 12 months. Regular: 11.49%, 15.49% or 19.49%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 12 months.

Regular: 11.49%, 15.49% or 19.49%

Not Available

None

$37

$10 or 4%

23.99%

$10 – 3%

0% for first 12 months.

Regular: 11.49%, 15.49% or 19.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	213	200	100
Zero Interest	165	180	43
No Annual	155	166	60
Balance Transfer	235	226	50
Low Interest	179	173	24
No Foreign Transaction	145	178	40

You can read user reviews for the credit card below.

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Originally posted 2018-12-16 01:08:22.

Bank of Hope Rewards Visa Signature

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Review

Bank of Hope Rewards Visa Signature is providing many rewards in different categories for you. The bank generally focused on spends on dining, travel and gas. You can gain 3x reward points through gas purchases, you can gain 2x reward points through dining and travel purchases. If you are going out to eat very often and if you love to travel, this card can be an awesome option for you. For other purchases, you are going to get 1x rewards points.

5000 bonus rewards points also available for the first $1000 purchase with the card. You are going to earn about $50 with that option. You can redeem these points with more 25% value for air travel purchases in PointQuest Rewards.

APR rates of the card is very reasonable. There is also no transaction fee and no annual fee for the card. Since it is a visa credit card, you can use many advantages of your card through travelling. 3% balance transfer fee is low when it is compared with similar cards.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 12 months. Regular: 14.49%, 18.49% or 22.49%	5000 rewards points bonus for first $1000 purchase. Regular: 3 Rewards Points to Gas Purchases 2 Rewards Points to Travel and Dining Purchases 1 Rewards Points to all purchases at other categories 25% more redeem value at air travel purchases from PointQuest Rewards.	None	None	$37	$10 or 4%	23.99%	$10 – 3%	0% for first 12 months. Regular: 14.49%, 18.49% or 22.49%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 12 months.

Regular: 14.49%, 18.49% or 22.49%

5000 rewards points bonus for first $1000 purchase.

Regular:

3 Rewards Points to Gas Purchases

2 Rewards Points to Travel and Dining Purchases

1 Rewards Points to all purchases at other categories

25% more redeem value at air travel purchases from PointQuest Rewards.

None

$37

$10 or 4%

23.99%

$10 – 3%

0% for first 12 months.

Regular: 14.49%, 18.49% or 22.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	228.5	200	100
Zero Interest	204	180	43
Sign-Up Bonus	207.5	199	44
No Annual	214	166	60
Rewards	239.5	189	64
Balance Transfer	217,5	226	50
No Foreign Transaction	184	178	40

You can read user reviews for the credit card below.

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Originally posted 2018-12-15 23:39:22.

Bank of Hope Cashback Visa Signature

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Review

Bank of Hope Cashback Visa Signature is a card which provides you 5% cash back for $1000 purchases in first 3 months. It means you are going to earn about $50 with the first $1000 purchases. Regular cash back value of the card is 1,25% and it is not very bad at all. Other good opportunity of the card is that you don’t have to pay the annual fee. You don’t also have to pay to foreign transaction fee. %14.49, %18.49 or %22.49 will be APR of the card. Your creditworthiness will be decisive for APR but first 12 month you will not pay APR. 23.99% interest rate for cash advance is not also bad at all.

You can see rates and editor scores for Bank of Hope Cashback Visa Signature credit card below. You can also scroll/swipe down to usee user reviews for this card. Please let us know if you also have any questions.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 12 months. Regular: %14.49, %18.49 or %22.49	$50 cash back bonus for first $1000 purchase. Regular: 1.25% cash back	None	None	$37	$10 or 4%	23.99%	$10 – 3%	0% for first 12 months.Regular: %14.49, %18.49 or %22.49

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 12 months.

Regular: %14.49, %18.49 or %22.49

$50 cash back bonus for first $1000 purchase.

Regular: 1.25% cash back

None

$37

$10 or 4%

23.99%

$10 – 3%

0% for first 12 months.Regular: %14.49, %18.49 or %22.49

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	223.5	200	100
Zero Interest	194	180	43
Sign-Up Bonus	192.5	199	44
No Annual	184	166	60
Rewards	204.5	189	64
Cash Back	119	123	26
Balance Transfer	217,5	226	50
No Foreign Transaction	179	178	40

You can read user reviews for the credit card below.

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Originally posted 2018-12-15 20:58:05.

Optimizer Credit Card

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Review

Optimizer Credit Card is a credit product of BBVA Compass. This card is for credit rebuild and improve the credit history. It is also good for bad credits and building credit.

Optimizer Credit Card has 20.24% APR for balance transfer and purchases. Cash Advance APR is 29.24%. The annual fee for the card is $40. Cash Advance and Balance Transfer fees are reasonable. It is 4% at the moment. The late payment is $27 maximum and foreign transaction fee is 3%

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 20.24%	None	$40	%3	$37	$10 or 4%	29.24%	$10 – 4%	Regular: 20.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	139	200	100
Credit Builder	110	127	10
For Bad Credits	153	165	10
No Credit History	160	168	10

You can also see optimizer card reviews by users below.

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Originally posted 2018-12-15 00:42:59.

BBVA Select Credit Card

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BBVA Select Credit Card – Credit Card Karma Review

BBVA Select Credit Card is one of the other awesome products of BBVA. However, this card is only available for Texas, Alabama, Florida, New Mexico, California, Arizona, and Colorado. If you are living out of those states, you can also check alternative options of BBVA.

You can select your purchase category for rewards and you can start to earn 3x and 2x rewards. If you spend $5000, you are going to earn 1000 rewards points bonus as an additional bonus. There is no limitation at gaining rewards points with BBVA Select Credit Card.

The low-interest option of the card is also very attractive for consumers. Minimum APR is 15.24% and the maximum APR is 19.24%. Besides, you will not need to pay for foreign transaction fees. The card has a $125 annual fee. However, you will not pay it in the first year.

4% Cash Advance and Balance Transfer fees are good. Cash Advance APR rate is also very low: 24.24%.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 15.24% – 19.24%	Regular: 1 – 2 – 3 You pick a purchase category for 2x and 3x rewards. Rest of purchases are 1x. Bonus: Earn 1000 rewards points every month for $5000 purchase. Earn $100 for qualifying purchases which is worth $20000.	First year: 0$ Regular: 125$	None	$37	$10 or 4%	24.24%	$10 – 4%	Regular: 15.24% – 19.24%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

Regular: 15.24% – 19.24%

Regular: 1 – 2 – 3

You pick a purchase category for 2x and 3x rewards. Rest of purchases are 1x.

Bonus: Earn 1000 rewards points every month for $5000 purchase.

Earn $100 for qualifying purchases which is worth $20000.

First year: 0$

Regular: 125$

None

$37

$10 or 4%

24.24%

$10 – 4%

Regular: 15.24% – 19.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	219	200	100
Rewards	243	189	64
Low Interest	170	173	24
No Foreign Transaction	180	178	40

You can also learn more with read user reviews below. You can also add your reviews for this credit product too.

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Originally posted 2018-12-15 00:03:31.

BBVA ClearPoints Credit Card

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BBVA ClearPoints Credit Card Review

You can find detailed information on BBVA ClearPoints credit card below with our review. You can also leave a review at the bottom of the page and tell your thoughts and experiences about the card.

BBVA ClearPoints Rewards

BBVA Clearpoints is a no-interest credit card which will also give you various rewards. You can pick the purchase category for your x2 and x3 rewards. Besides, you will able to earn x1 rewards for the rest of your purchases. You can learn more about those rewards from the card page of BBVA. When you open a BBVA ClearPoints Credit Card, you automatically start earning rewards with your first purchase!

There are ten categories that you can pick for purchases. These are general categories that you can pick and this option can be quite profitable for you. You need to select a category for each quarter of the year. If you don’t select reward categories, you are going to earn 1x for your purchases. So don’t miss the opportunity.

APR and Bonus

There is no bonus for BBVA Clear Points.

The minimum APR for the card is 13.24%. This is a good rate for those who have an excellent credit score. However, the maximum APR of the card is too high. It is 31.24%. No APR for 13 months is a good opportunity for people. Cash Advance fees are also high with 24.24% – 31.24% rates at the moment.

It seems you need really a good credit history for a better APR. If your Purchase and Transfer APR is higher than 20, this card can be a serious problem for you about 13 months later.

Fees

There is no annual fee of the card and this is making this card valuable. We believe that rewards card with no annual fees is one of the best opportunities for consumers.

If you are purchasing from foreign shops/online stores, there is a downside to this card for you. You will need to make 3% more payment on foreign transactions. If you don’t have purchases from abroad very often, you can ignore this fee.

Cash Advance fee and balance transfer fee for the card is 4% and this is average. However, the minimum payment fee is $10 and this is too much for the card.

Thoughts

This is a short-term good card if you get a high-interest card. However, if you manage to get low APR which is lower than 18%, and if you pick correct categories for rewards this card can be very profitable for you in the long-term.

How do I redeem my BBVA Compass points?

Redeem via the rewards website, which can be accessed via Online Banking or the Mobile Banking App. Call the rewards center at 1-844-285-8383. Redeem rewards in real-time, up to the amount of the transaction, when you set-up Mobile Banking transaction alerts.

BBVA ClearPoints Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 13 first months Regular 13.24 – 31.24%	Regular: 1 – 2 – 3 You pick a purchase category for 2x and 3x rewards. Rest of purchases are 1x.	None	3%	$37	$10 or 4%	24.24% – 31.24%	$10 – 4%	0% for 13 first months Regular: 13.24 – 31.24%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 13 first months

Regular 13.24 – 31.24%

Regular: 1 – 2 – 3

You pick a purchase category for 2x and 3x rewards. Rest of purchases are 1x.

None

3%

$37

$10 or 4%

24.24% – 31.24%

$10 – 4%

0% for 13 first months

Regular: 13.24 – 31.24%

FTF: Foreign Transaction Fee

BBVA ClearPoints Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	222	200	100
No Annual	183	166	60
Rewards	236	189	64
Balance Transfer	185	226	50

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Originally posted 2018-12-14 22:47:52.

BBVA Rewards Credit Card

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BBVA Rewards Credit Card Review

You can find a detailed review of the card below. We investigated each feature of BBVA Rewards Card and we provide our own thoughts for you. If you have any experiences with the card, please leave a review.

Rewards and Bonus

BBVA Rewards Card is providing good options to get rewards points. The regular rate is 1.5 reward points at every purchase. However, if you ever deposit $1000 to your bank account, you will increase your rewards points to 2 for every purchase. There is no limit on this and you can gain 2% rewards points with depositing $1000 to your BBVA deposit account every month. I believe if you are going to work with BBVA for your financials, this opportunity can be very good for you. However, we recommend you to be careful about the interest rate of the card. We are going to mention this at APR and Fees section below. Earn hassle-free rewards across ALL purchase categories, every time and everywhere.

Unfortunately, there is not any good bonus for the card at this time. If BBVA can do a good sign-up promotion for this card, it will be more attractive for consumers.

BBVA Rewards Card Fees and APR

If your creditworthiness is not very good, the APR amount can be high with this card. If it is good, it is going to be very low. More than 30 percent annual interest rate can be quite problematic for consumers despite good rewards rates. APR is 13.24% to 31.24%. There is not 0% APR promotion of credit card for purchases but it is available for balance transfers for 13 months. However, if you would like to have %0 interest rate for balance transfers. This is available in BBVA Rewards Cards.

There is no annual fee of the card and we always like no annual fee cards. Because no annual fee cards are always making rewards more beneficial for consumers.

If you are purchasing abroad very often, you will need to make 3% extra payments with the card for each of your foreign transactions. The maximum cash advance fee and the balance transfer fee is average. Their rate is 4%. However minimum payment is $10 and this is above the average.

Thoughts

BBVA Rewards Card is not a bad card if you have a good credit score. It depends on your APR much. If you get this card with APR more than 20 percent, it won’t worth it despite 2x rewards. We recommend you to talk to a banker of BBVA before applying to the card and learn possibilities about APR rates first. If there was an introductory period on purchases, this card could be a good opportunity for consumers.

BBVA Rewards Card Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
13.24 – 31.24%	Regular: 1.5x If you deposit $1000 to your account regular Rewards is: 2x	None	3%	$10 or 4%	24.24% – 31.24%	$10 – 4%	0% for 13 first months Regular: 13.24 – 31.24%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

13.24 – 31.24%

Regular: 1.5x

If you deposit $1000 to your account regular Rewards is: 2x

None

3%

$10 or 4%

24.24% – 31.24%

$10 – 4%

0% for 13 first months

Regular: 13.24 – 31.24%

FTF: Foreign Transaction Fee

BBVA Rewards Card Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	191	200	100
No Annual	168	166	60
Rewards	215	189	64
Balance Transfer	143	226	50

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Originally posted 2018-12-14 20:28:46.

Wells Fargo Secured Credit Card

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Review

Wells Fargo Secured Credit Card is one of the most popular credit cards in United States. This card helps you to rebuild credit and build credit. There are some good advantages and also some disadvantages of the card for consumers. We are going to mention about those for in our reviews.

Wells Fargo Secured Credit Card Interest Rates

The card’s purchase APR is 20.99% and this is not a bad rate for secured credit card. Of course there are better options but this is almost below average and this is good. If you want a card for rebuilding credit quick, this card can be a good option for you with this purchase rate.

Balance transfer interest rate is same with purchase and this rate is not also bad as well. However there can be small promotions for interest rates of the card for making it beneficial for consumers. Discover it Secured has good opportunities at credit build credit cards. There can be some good options similar to Discover cards.

Cash Advance Rate is unfortunately is very high. We recommend you to not to have this service with your card. Cash Advance APR is 25.99% of Wells Fargo Secured Credit Card. This can be a serious problem for you when you want to pay your bills.

Bonus, Rewards & Cash Backs

Secured credit cards are not generally providing bonus, rewards and cash backs to consumers. There are a few exceptions though. However Wells Fargo Secured Credit Card doesn’t also provide any bonus, rewards or cash backs. If you are seeking these options in secured card, you don’t have much options though.

Fees

Annual Fee of the card is $29. This is not very much. Actually it is good for consumers when you compare it with other secured cards in United States.

Foreign transaction fee of the Wells Fargo Secured Credit Card is 3%. We don’t like foreign transaction fees at credit cards. However this feature is very optional for your choice. I mean if you are purchasing from abroad very often, you will need to pay 3% extra for your each payments. So this card won’t be very beneficial for you. If you don’t purchase from abroad or online shops with foreign currency, you can ignore this feature of the card.

Cash advance fee is minimum $10 and maximum 5%. These fees are very high and sometimes they can be much higher than interest rates. We recommend you to no to use this card for cash advances.

Balance transfer is also same with Cash Advance. Just the minimum fee is $5 which is average.

Thoughts

If you want to build a credit history or if you are seeking to rebuild your credit, Wells Fargo Secured Credit Card is going to help you about that. However you will need to think about foreign transaction, cash advance, balance transfer fees before applying the card. The cash advance APR is also very high.

We believe that Wells Fargo should make some improvements for the card. Since Discover it has released secured cards with very good bonus and rewards opportunities, consumers are interested with that card more than Wells Fargo Secured. However purchase APR and Balance Transfer APR are still making this card very attractive for consumers. If you have no business with transfers and cash advances, this card can be a good choice for you. It is because both operations have very high interest rates. Please don’t forget to consider foreign transaction fee of the card, if you purchase from abroad very often.

You can watch the video below which has been published by company to learn more about this product.

You will need to deposit some cash to create your credit limit with this card. Eg: If you deposit $300 , your credit limit will be 300 dollars with secured credit card. $25 dollars annual fee is very reasonable for a secured credit card. $600 worth phone protection is also available and there are also travelling goods.

Wells Fargo Secured Credit Card Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 20.99%	None	$29	3%	$37	$10 or 5%	25.99%	$5 – 5%	Regular: 20.99%

FTF: Foreign Transaction Fee

Wells Fargo Secured Credit Card Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	120	200	100
Credit Builder	108	127	10
For Bad Credits	128	165	10
No Credit History	146	168	10

Similar Cards

You can see Wells Fargo Secured Credit Card reviews below. You can also leave a review if you would like to share your experiences and thoughts about the card. All credit card rankings and scores are completely user-based. So please leave an honest review for the card to help other consumers. If you also have any questions related the card.

Originally posted 2018-12-14 12:06:08.

Wells Fargo Platinum Card

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Review

You can check our review for Wells Fargo Platinum Card below. If you have any questions regarding to this card, please ask us. We are going to respond you as soon as possible.

Wells Fargo Platinum Credit Card APR and Benefits

If you don’t want to pay APR for long time with a credit card, Wells Fargo Platinum Card can be an option for you. However you are not going to get any reward or bonus with this card. The only good side of this card is no APR for 18 months. So we recommend you to have this card if you really want to get it for not paying APR. There are some good features of card as cell phone protection, zero liability protection, travel accident insurance, etc…

The cash advance APR is 25.99% to 27.99%. It is already default Wells Fargo rate for cash advance.

Fees, Rewards and Bonus

The late payment fee is $37. Cash Advance rate is 5%. Wells Fargo Platinum Card is very simple credit product. It is a visa card and there are some additional features of it. You can check visa benefits page for this.

Unfortunately there is no rewards, bonuses, cash backs for the card. So you will not able to earn anything which you purchases.

The card doesn’t ask for annual fee from consumers. So this card can be a good opportunity if you are looking for a no APR credit card with no annual fee. There is a foreign transaction fee that you will need to pay for your each purchase. It is at 3% rate at the moment.

Balance transfer fee is %5 for the card. However this rate is 3% for first 4 months after you get the card.

Thoughts

This is a good card for those who are looking for a long-term no APR credit card with no annual fee. The card’s current interest rates are high and there is not any bonus or rewards of the card at the moment.

Wells Fargo Platinum Card Rates and Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 18 months Regular: 13.49%-26.99%	None	None	3%	$37	$10 or 5%	25.99% – 27.99%	$5 – 3% (first 120 days) Regular: 5%	0% APR for first 18 months Regular: 13.49%-26.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 18 months

Regular: 13.49%-26.99%

None

3%

$37

$10 or 5%

25.99% – 27.99%

$5 – 3% (first 120 days)

Regular: 5%

0% APR for first 18 months

Regular: 13.49%-26.99%

FTF: Foreign Transaction Fee

Wells Fargo Platinum Card Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	177	200	100
Zero Interest	220	180	43
No Annual	135	166	60

Similar Credit Cards

You can read some users reviews of this card below. Our user reviews are determining rankings and score of the cards. Please leave a fair review to help other consumers.

Originally posted 2018-12-13 23:17:12.